Is Bitcoin too volatile to risk your retirement on?
Bitcoin believers see it as an almost certain long-term investment, but retirement demands a different approach. How much crypto exposure is too much for your retirement account?
You stack sats. You farm yield, and you’d rather sell your car than part with your BTC. But does that mean you should bank your golden years on Bitcoin?
Many retirement industry professional such as MIT finance professor Jonathan Parker say there is a sweet spot level for crypto exposure in a diversified retirement portfolio:
Parker, whose research spans portfolio choice, personal finance, retirement finance and Bitcoin, is unusually blunt about where the cryptocurrency belongs. But it’s a view shared by the average citizen.